If you are Buying:

• I can help you determine how much home you can afford. Often a REALTOR® can suggest ways to accrue the down payment and explain alternative financing methods

• Knowing the local money market, also I can tell you what personal and financial data to bring with you when you apply for a loan

• I am already familiar with current real estate values, taxes, utility costs, municipal services and facilities, and may be aware of local zoning changes that could affect your decision to buy

If you are Selling:

• I can research your housing needs in advance through a Multiple Listing Service--even if you are relocating from another city

• Show you only those homes best suited to your needs--size, style, features, location, accessibility to schools, transportation, shopping and other personal preferences, saving you YOUR time

• Suggest simple, imaginative changes that make a home more suitable for you and improve its utility and value